TitleBucks Review
Hi, I’m Randy Murrie, and I’ve helped a lot of folks find short-term loans that fit their needs. If you’re wondering whether TitleBucks is the right choice for you, I’ve got all the answers you need in this easy-to-follow review. I’ll break everything down — from what loans they offer to how much you can borrow and how TitleBucks compares to other lenders.
What is TitleBucks?
TitleBucks is a lender that offers title loans and personal loans in select U.S. states. It has been around for years and is part of the TMX Finance family of companies, just like TitleMax.
With TitleBucks, you can borrow money using the title of your car, motorcycle, or RV as collateral. That means you don’t need perfect credit; your vehicle acts as the guarantee.
How Much Can You Borrow from TitleBucks?
The amount you can borrow depends on the value of your vehicle and your state’s laws. Some people borrow just a few hundred dollars, while others qualify for a few thousand.
Here’s a simple chart showing common loan amounts and repayment terms:
Loan Amounts and Repayment Terms
| Loan Amount | Repayment Term |
| $150 | 30 days |
| $500 | 30–90 days |
| $1,000 | 60–120 days |
| $5,000 | 120–180 days |
Average Interest Rates Comparison
| Lender | Typical APR |
| TitleBucks | 100% – 300%+ |
| Check Into Cash | 200% – 400% |
| Money Mart | 250% – 500% |
| Ready Payday Loans | 36% – 160% |
As you can see, Ready Payday Loans usually has lower rates because we connect borrowers with more flexible lenders. But if you’re okay with a high-interest short-term loan, TitleBucks may still work for you.
Where is TitleBucks Available?
You can find it in the following states:
- Texas
- Alabama
- Georgia
- Tennessee
- Nevada
They don’t operate everywhere, so check the website or call a local branch to see if they’re in your area.
What Do You Need to Apply at TitleBucks?
Getting a loan is pretty simple. Here’s what you’ll need:
- Your vehicle title (free and clear)
- Government-issued ID
- Proof of income
- Proof of residence
Some states may also ask for insurance info or vehicle registration. Most applications are processed quickly — sometimes on the same day!
How Does the TitleBucks Loan Process Work?
- Apply Online or In-Store – Fill out a form with your car details and personal info.
- Get Your Vehicle Appraised – They’ll check your car’s value to figure out how much you qualify for.
- Sign the Loan – If approved, you’ll sign paperwork and leave with your money.
- Keep Your Car – You can keep driving your vehicle during the loan term.
That’s one of the main draws of TitleBucks — fast money, and you still get to drive your car.
What Are People Saying About TitleBucks?
Lots of customers say they like how fast and friendly the service is. Some others mention that the interest rates are high, but that’s pretty normal for title loans. Here’s what the review breakdown looks like:
Customer Satisfaction Distribution
| Rating | % of Reviews |
| 5 Stars | 55% |
| 4 Stars | 25% |
| 3 Stars | 10% |
| 2 Stars | 5% |
| 1 Star | 5% |
The big takeaway: If you need fast cash and own your vehicle, most people find TitleBucks helpful.
How Does TitleBucks Compare to Other Lenders?
Let’s see how TitleBucks stacks up against others in the short-term loan space:
Lender Comparison Chart
| Lender | Loan Type | APR Range | Max Loan Amount | Credit Check |
| TitleBucks | Title Loans | 100%–300%+ | Up to $10,000 | No |
| Check Into Cash | Payday, Installment | 200%–400% | Up to $1,500 | Sometimes |
| Money Mart | Payday Loans | 250%–500% | Up to $1,500 | Yes |
| Ready Payday Loans | Payday & Installment | 36%–160% | Up to $5,000 | No |
Pros and Cons of Using TitleBucks
Pros
- Fast cash
- No credit check
- Keep your car during the loan
- Easy online or in-person application
Cons
- Not available in all states
- High interest rates
- Risk of losing your vehicle if you don’t repay
Is TitleBucks Right for You?
If you need quick cash and you’ve got a paid-off car, TitleBucks could be a helpful solution. Just make sure you understand how much you’ll have to pay back — and when. If you’re confident you can repay on time, it’s a good option.
But if you’re unsure, it might be better to explore lenders with lower interest rates and more flexible repayment plans.
Final Thoughts on TitleBucks
At the end of the day, TitleBucks is fast, simple, and doesn’t require a credit check. That’s a big deal for a lot of people. But always remember — title loans are serious business. If you can’t repay on time, your car could be at risk.
Recommendation: Consider Ready Payday Loans
If you’re looking for a more flexible loan option, I always recommend checking out Ready Payday Loans. We connect people with trusted lenders offering fair rates, no credit checks, and fast approvals — no car title required. Whether you need $100 or $5,000, we help you find a loan that fits your life.